The Power of Compounding ⚡
The guy who started at 22 vs the guy who started at 32
Meet Arjun and Rohit. Both engineers. Same salary.
Arjun starts investing ₹5,000/month at age 22.
At 32, he stops completely — never invests again.
Total invested: ₹6,00,000
Rohit starts at 32, invests ₹5,000/month until 60.
Total invested: ₹16,80,000
At age 60, assuming 12% annual returns:
Arjun has: **₹3.8 Crore**
Rohit has: **₹1.7 Crore**
Arjun invested LESS money. But started earlier.
He won by ₹2.1 Crore just because of time.
Key Takeaway
In compounding, time is more powerful than the amount you invest.
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