The Salary Hamster Wheel ЁЯР╣
You got a raise. Why does it still feel tight?
You earned тВ╣30,000 at 22.
Now you earn тВ╣60,000 at 27.
Salary doubled. But somehow, savings feel the same.
This is called Lifestyle Inflation.
As income goes up, expenses go up to match it.
Bigger phone. Better restaurant. More subscriptions.
And the cycle continues тАФ earn more, spend more, save the same percentage, repeat.
The hamster runs faster. The wheel stays in place.
Key Takeaway
Income growth without investment strategy just funds a bigger lifestyle, not a better future.
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